Motorcycle Insurance

MOTORCYCLE INSURANCE

We offer a niche product designed for the motorcycle owner and their gear. Whether you are a Road warrior, Trackday Junkie, Mud seeker or just beat the traffic to work we have a top class product for the Motorcycle owner.

Insurance for the motorcycle owner

Just Some of our special cover and features

Comprehensive cover

We insure your motorcycle for comprehensive cover at retail value, If this cannot be provided by transunion then we can do agreed value ensuring you are always covered for the highest amount.

Riding Gear

We know how expensive just a helmet can be let alone the rest of your riding gear, this is why we can include all your gear from gloves to leathers, chest protectors to boots.

Tyre Cover

We cover your tyres rubber for damage and replacement. Want something even better, we can cover your tyres for wear and tear which is unheard of bike type dependant.

Trackday Cover

So you want to go where it is safe to ride fast but worried about damage, We can cover trackdays for classes D,C,B and even A.

We even have medical assistance cover should something go wrong.

Dirt Bikes

We can cover offroad use for Off road & Adventure / dual sport bikes. Most insurers would only offer theft cover for dirt bikes but not us. We know how bikes are used.

Value added products

With an extensive list of add on products, you can make sure that your policy is tailor made to your liking. Excess assist, fuel assist and even liability cover for the passenger. If your bike is new and under finance, we can include top up cover and deposit protect.

See below for a full list of the product features

The Motorcycle Policy

Standard Road Bikes

Adventure / Dual Sport Bikes

Dirt, trail and Scramblers

Three Wheelers and quads / ATV's

Cruisers / Choppers

Touring Bikes

Naked and Bikini Fairing bikes

Custom bikes / Cafe Racers / Bobbers

The Cover

- Track days - Contact us for a list of approved track schools and track days

- Off Road Use for Off Road and Adventure or dual sport bikes

- We cover you on a retail basis for Motorcycles listed on transunion or agreed value if not listed

- Tyre Wear and tear on selected classes (Sorry superbikes, you cannot get new tyres everyday)

Everyone loves free stuff so here is the Automatically included cover

• Private & Business Use Automatically Covered

• Protection and removal of motorcycle: R2 000.00 (Including Mechanical Breakdown)

• Storage of motorcycle: Reasonable Costs

• Delivery after repair: R2 000.00

• Emergency repairs: R40 000.00

• Wreckage removal: R10 000.00

• Locks, Keys & Remotes: R5 000.00• Loss of fuel: R500.00

• Tracking device: R1 500.00

• Manufacturer fitted sound equipment: R25 000.00

• After-market sound equipment: R3 500.00 (Unless Specified Separately)

• Passenger/Pillion liability: R250 000.00

• Third party liability: R1 000 000.00

• Repatriation cover : Vehicle transport to nearest border: R5 000.00o Temporary repairs: R5 000.00

Optional Cover:

• All Risk Riding Gear Cover

• Personal accident cover: R30 000.00

•Basic excess protect

•Top Up Protect + Deposit Protector

• Tyre Protect (Standard Loss/Damage) for any motorcycle

• R4 500.0 Wear & Tear Tyre Cover for selected motorcycle classes

• 5 Day car hire